If you live in South Florida (or even worked as a  Florida travel nurse), you know that it’s got a lot of charm. But Miami’s healthcare market is not quite as charming as its weather. This week the Milliman Medical Cost Index listed the 2008 average private healthcare costs for a Miami family of four — $20,282 — as the highest among the 14 major U.S. cities it studied. And over 40% of that amount came out of resident’s own pockets. Even tougher when you consider that Miamians earn lower than the average national income. The federal government has a lot on its plate at the moment, but healthcare reform is hopefully not too far off. And they may be looking to make a case study out of Miami. Read more here …